Post-Traumatic Stress Disorder (PTSD) is a mental health condition affecting over 8 million adults in the US annually. It can have a significant impact on occupational and social functioning, affecting a person’s ability to focus, remember information, make decisions, and feel safe [1].
Because of this, it is considered a disability by major government organizations, including the Social Security Administration and Veterans Health Administration. It is also included under the Americans with Disabilities Act (ADA), protecting individuals against discrimination.
If you or someone you love struggles with PTSD, read on to understand your disability rights and the benefits you may qualify for if you need financial or occupational support.
Is PTSD Considered A Disability?
The Americans with Disabilities Act (ADA), Social Security Administration, and US Department of Veterans Affairs consider PTSD a disability “if it makes it hard to do one or more essential things in life, such as working or socializing.”
This means that individuals with PTSD can’t be discriminated against in work, school, or healthcare based on their diagnosis. The ADA also requires employers to make reasonable accommodations if necessary, such as adjusting work schedules or providing time off for treatment [2].
Under the SSA and VA, those with PTSD fall under the classification of “trauma and stressor-related disorders” and may be eligible for financial support. To receive disability benefits, either through the SSA or VA, you need to show documented proof that your PTSD makes it difficult to function in the workplace and complete everyday tasks.
Can You Receive Disability Benefits with PTSD?
If you struggle with PTSD, you are eligible to apply for Social Security Disability benefits through one of a few programs. Each program has its own set of criteria that assesses the severity of your symptoms, your treatment history, and your current income.
Social Security Disability Insurance (SSDI)
SSDI is for individuals who have worked for an extended period and have paid Social Security taxes. It follows a 5-step evaluation process to determine the severity of your disorder and its impact on your work ability, as defined by your substantial gainful activity (SGA).
In 2025, the SGA is defined as earning over $1,620 a month, so if you earn more than this, benefits are usually denied [3].
Supplemental Security Income (SSI)
SSI helps low-income individuals who haven’t paid into Social Security taxes receive benefits. To receive SSI, you must have proper medical documentation and typically earn less than $2,019 per month [3].
Department of Veterans Affairs (VA)
The VA takes care of all veteran-related PTSD disability benefit applications. Benefits are determined on a rating scale corresponding to functional impairment. Veterans can call the VA or contact their local regional office [4].
Americans with Disabilities Act (ADA) and Workplace Protections
If you struggle with PTSD or another documented mental health condition, you are protected under the ADA against discrimination and harassment. This means you cannot be fired, forced to quit, or rejected for a promotion based on your mental health.
It also gives you the right to workplace privacy and the legal right to request accommodations that help you perform and keep your job [5]. Some of these accommodations could include:
- Flexible hours or remote work
- Private or quiet workspace
- Access to mental health or peer support
- Changes in lighting, such as using a desk lamp
- Breaks for grounding, mini walks, self-care
- Therapeutic support animals, when appropriate, and with documentation
Tips for Managing PTSD at Work
Managing PTSD outside the home, such as at work, can cause anxiety, shame, and feel isolating, making the workday even more exhausting. It’s important to remember you’re not alone in your struggles, and likely there is a co-worker who is also struggling with symptoms of trauma.
Some tips to help you stay grounded, distract yourself, and manage PTSD symptoms at work include:
- Listen to music or chat with a co-worker.
- Use grounding techniques such as deep breathing, pointing out things you can see/hear/smell, and feeling your feet on the ground.
- Make your work or office space a comfortable environment with low lighting, decor that brings you joy, or quotes that feel motivating.
- Get sufficient sleep and avoid substance use/alcohol to wind down.
- Communicate with your boss, a trusted coworker, or a mental health professional about support. Many companies offer Employee Assistance Programs to help you connect with professional treatment.
Trauma-Informed Care and PTSD Treatment in Massachusetts
At Trinity Wellness Group, we recognize the profound impact of trauma on addiction and mental health. We provide a safe, supportive environment where individuals are never judged but are empowered to share their stories.
Using evidence-based therapies such as CBT, DBT, and EMDR, our team crafts personalized treatment plans that honor each person’s unique journey toward lasting recovery.
Trauma-informed care means understanding “what happened” rather than “what’s wrong” and fostering physical and emotional safety as the cornerstone of healing. By combining clinical expertise with a nurturing community, we equip individuals with the resilience to move forward on their wellness journey with renewed hope. Contact our admissions team to begin treatment soon!
Sources
[1] National Institute of Mental Health. Post-Traumatic Stress Disorder (PTSD).
[2] US Equal Employment Opportunity Commission. 2016. Depression, PTSD, & Other Mental Health Conditions in the Workplace: Your Legal Rights.
[3] Social Security Administration. Disability Evaluation Under Social Security.
[4] US Department of Veterans Affairs. 2025. VA Disability Compensation.
[5] US Equal Employment Opportunity Commission. The ADA: Your Employment Rights as an Individual With a Disability.
